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Six things I didn't understand about being broke.

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  I read a quote that said, once you carry your own water, you'll value every drop. I have also heard the popular phrase, who feels it, knows it. I strongly agree with both of these. I grew up in a family of hard-working people. I've never seen either of my parents depending on handouts. Even though they weren't on a weekly or monthly payroll, our basic necessities were provided for.  Sometimes, I saw the look on my mother's face and I heard the frustration in her voice. Just knowing, she was doing her best, but the ends would never meet. I never understood the pressure she endured, until I settled for a low-income job that could barely afford my cost of living.  Here are six things I didn't understand about being broke until I started working in a low-income job at nineteen years old. 1. The cost of food. If you haven't searched every corner of your sofas, wallets, and handbags for a dollar, or a couple of pennies to add to your food bill, then you won't un...

Inspirational quotes about life and success

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  T here are no shortcuts to success and it isn't microwavable either. You must be prepared to go through it. Disappointment, failures, setbacks, hardships, endless sacrifices. The journey isn't for the faint of heart. You must be committed to ride on through the highs and lows. For nothing great is ever achieved by wishing you could, or saying that you will do it and don't. The right actions produce the best results, not just talk. A dream is of no use if it's only conceived in your mind. You must bring it to life! Click to Tweet .  Many have taken interest in the fruit of the harvest, but no interest in the labor that produces the harvest. Life isn't like that! Every kind of success that you desire will require something from you. At times you'll feel as though you want to quit, for the journey can become overbearing, and the long haul seems never-ending. But remember your why's. As long as they remain at the forefront of your mind you'll pull through...

Quotes about personal growth

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  Wherever you are in life there's always room for growth. There is never a time when you should stop learning and growing. Life is a great teacher and there is something that you can learn every day if you allow yourself to. Never feel as though you know everything, you're only deceiving yourself. Learn from your experiences, learn from other people, and learn from nature.  Whatever you do never stop growing in every aspect of your life. Challenge yourself to do better than the last time. Don't ever accept complacency or mediocrity. Don't ever feel proud of forever remaining in your comfort zone. Be like the trees planted by the rivers of water, keep flourishing. Take care of yourself and avoid anyone that relinquishes your growth. Make no place for stagnation. Keep growing to your maximum. 1. “There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self.” ―  Ernest Hemingway 2. “One ought, every day at least, to hear...

Seven easy ways I manage my money.

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How can I manage my monthly salary?  There is no one-size-fits-all in money management, it's up to us to manage our money in a way that works best for us. My strategy may not work for you and vice versa. I could be earning more than you do and have fewer responsibilities.  This is what I do: I spend less than I earn.  I know the exact amount of expenditure my budget can accommodate. So, I try to keep them at a minimum. I don't create unnecessary debts that will cause more stress on my income. I keep up to date with my bills, payments in full, on or before the due dates. I prepare my own home-cooked meals as opposed to dining out, often. I avoid habits that will drastically reduce my money, drinking, smoking, partying, shopping spree, etc. I don't waste my money on the latest trends. I live within my means. Below I'll share seven easy ways in which I manage my money.  Disclaimer:  This article is only a guide on how I manage my money, it's not intended to replace...

Lead by example quotes

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  Someone looks up to you whether your actions are good or bad. Whether you're young or old. Someone processes the signals that you are sending off, and they're following in your direction. We are all someone else's hero.  Remember, your children look up to you. Friends look up to you. Relatives look up to you. Strangers look up to you. What signals are you sending them? What impact do your actions have on their lives? Someone is always watching. You don't need to be perfect, because none of us are. But remember the impact that you have on those who are following in your footsteps. Lead them on the right path.  Someday, someone else will follow their path too. Be a beacon of light.  “If you want more kindness in the world, but some there.” ―  Zero Dean “Instruction is good for a child, but an example is worth more.” ―  Alexandre Dumas “No amount of awards will give you character.” ―  Germany Kent “Wronging someone doesn't right them. Leave vengeance. D...